Independent Commercial Brokers
Three generations of broking experience covering farms, food producers, fleets, and modern cyber risk across Ireland. We negotiate with the market so you don't have to.
What we cover
From a 200-acre dairy in Mallow to a SaaS platform in Dublin's Silicon Docks — we place cover with insurers who understand the sector.
Combined farm policies, livestock, farm machinery, environmental liability, and agri-contractor cover. Tailored for dairy, tillage, beef, and mixed enterprises.
Product recall, contamination, spoilage, and producer liability for food manufacturers, dairies, breweries, and distilleries — including export and EU cover.
Owner-driver to 200+ vehicle fleets. Haulage, courier, plant, and mixed-use fleets with telematics-led pricing and 24/7 claims support.
Ransomware, business interruption, data-breach response, and PI for tech companies. NIS2 and GDPR-aligned wordings with incident response retainers built in.
Commercial property, machinery breakdown, business interruption, and supply-chain extensions for manufacturers, warehousing, and retail premises.
Public, products, employers liability, D&O, and professional indemnity across construction, engineering, healthcare, and professional services.
About us
Founded by Donal O'Sullivan in a single room above a butcher's on Princes Street, Cork, we've grown into one of the south's most-trusted independent commercial brokerages. Today the firm is run by Donal's daughter Aoife O'Sullivan, supported by a team of 24 broking and claims specialists.
We don't sell direct, we don't take call-centre business, and we don't churn renewals. Every client gets a named account executive who knows their business — and who's still there in three years' time.
A note from Aoife
"My father started this firm shaking hands with farmers at the Cork Mart. The hands have changed — the handshake hasn't. We work for our clients, not the insurer."
— Aoife O'Sullivan, Managing Director
Why O'Sullivan
No call queues. No renewals on autopilot. No surprises at claim time.
We're owned by the family — not by an insurer or a private-equity consolidator. Your premium goes to the right insurer, not the parent company.
Our farm team grew up on farms. Our cyber team came from infosec. Our food team has audited SALSA and BRC sites. You get advice from people who've done the work.
Last year we recovered €4.2m on disputed claims our clients had been told weren't covered. We read the wording so you don't have to argue it.
"We had a fire in the cold store on a Sunday night. Aoife had a loss adjuster on site by Tuesday morning and an interim payment in the bank by Friday. That's not a broker — that's a partner." — Pádraig N., Managing Director, West Cork dairy producer
Get in touch
Tell us a little about your business and we'll have a named broker in touch within one working day. No pressure, no auto-renewal traps.
Cork (Head Office)
14 South Mall, Cork, T12 XY34
Phone
Out of hours claims
1800 XXX XXX (24/7)